What
Personal Information is Collected? When you visit
the network of CSMS web sites, or visit an CSMS office you will
complete a qualification form or loan application that asks for
personal identifiable information. CSMS may ask for additional information
throughout the loan process.
Specifically, CSMS will
collect the following categories of personal identifiable information
from you: name, phone numbers, social security, employment history,
educational background, income, assets & liabilities, electronic
mail address, and other financial information depending upon your
stated loan preference.
How
Will CSMS Use Your
Information? CSMS uses the information you provide
to service and process the qualification form or loan application,
to assist you in obtaining a mortgage, and to evaluate your needs
and financial capability in order to determine for what, if any,
mortgage loan product you may qualify.
CSMS will not disclose any personal identifiable information to
any affiliated or non-affiliated third parties, except when permitted
by law.
When
Permitted by Law. CSMS may share personal identifiable
information it collects with the following:
- Any party with whom
CSMS has your consent to share the information;
- Any party with whom
CSMS needs to share the information in order to provide the product
or service you request;
- Any party who works
on behalf of CSMS to provide a product or service to you (unless
CSMS informs you differently, these companies do not have any
right to use the personal identifiable information CSMS provides
to them beyond what is necessary to assist CSMS); and
- Any party as permitted
or required by law, such as credit bureaus, government entities
in response to subpoenas and other legal processes.
Security.
CSMS secures your personal information from unauthorized access,
use or disclosure. CSMS secures the personal identifiable information
you provide on computer servers in a controlled, secure environment,
protected from unauthorized access, use or disclosure.
Updating
Policy. CSMS may change this Privacy Policy from
time to time. You can always review CSMS's and AHMC's most current
privacy policy on our web site at www.mortgageasap.com.
If you have questions
or concerns regarding CSMS's Privacy Policy, you should first contact
the CSMS site coordinator at our Customer Service Department at
(800) 520-0057. |